Health Insurance Subsidy Guides
Everything you need to know about ACA health insurance subsidies, marketplace premiums, Medicaid eligibility, and how to find affordable coverage.
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Guide
Medicaid Retroactive Coverage in 2027: What Changes
Medicaid's 3-month retroactive coverage shrinks to 1–2 months on Jan 1, 2027. Why 'apply after the bill arrives' stops working — and what to do instead.
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Guide
Which Healthy Louisiana Plan Should You Choose in 2026?
Louisiana Medicaid runs through five Healthy Louisiana health plans after UnitedHealthcare's 2026 exit. A plain-English guide to picking among Aetna, AmeriHealth Caritas, Healthy Blue, Humana, and Louisiana Healthcare Connections — and the new rule that lets you switch.
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Guide
The Medicaid Coverage Gap in 2026: What to Do in a Non-Expansion State
In 9 states you can earn too little for an ACA subsidy and still too much for Medicaid. Here's why the coverage gap exists in 2026 — and the moves that actually work.
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Guide
What Is MAGI for Medicaid? The Income That Actually Counts (2026)
Your state's Medicaid income limit is a MAGI figure, not your paycheck. Here's how to turn your real income into the number that actually decides eligibility in 2026.
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Guide
Which Turquoise Care Plan Should You Choose in New Mexico?
New Mexico Medicaid (formerly Centennial Care) is now Turquoise Care, run by four health plans. A plain-English guide to picking between BCBS-NM, Presbyterian, Molina, and UnitedHealthcare — and how to switch.
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Guide
Moving to Another State on Medicaid? Coverage Doesn't Transfer
Medicaid doesn't move with you across state lines. Here's how to reapply, avoid a coverage gap, and why 2027 rules make your timing matter more.
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Guide
CHIP Eligibility in 2026: The Kids' Coverage Band Between Medicaid and Marketplace
CHIP covers kids when a family earns too much for Medicaid but a marketplace plan is unaffordable. See the real income line by state, what it costs, and the 2026 rules.
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Guide
2026 ACA Premiums: Who Dropped Out and Why the Average Misleads
2026 ACA premiums are in, and a record number of people dropped their plans. Why the '58% average' understates the hit — and what the enrollment data means for your next decision.
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Guide
Does Medicaid Cover Dental? The 4 Coverage Tiers (2026)
Adult Medicaid dental isn't yes-or-no — it's optional, so your state decides. Find your coverage tier, what braces cost, and the 2027 marketplace change.
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Guide
Does Medicaid Count Your Savings? 2026 Asset Limits
Most "Medicaid asset limit" searches are about a rule that may not apply to you. Find your pathway and the 2026 asset figure that actually counts.
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Guide
Medicaid Renewals Move to Every 6 Months in 2026: How to Keep Your Coverage
A new federal law doubles Medicaid renewals to twice a year for expansion adults starting Dec 31, 2026. The real risk is paperwork, not income — here's how to keep coverage.
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Guide
Medicaid Work Requirements 2026: Who's Exempt & What to Do
The new 80-hour Medicaid work requirement starts rolling out in 2026. See who's subject, who's exempt, when your state begins, and your ACA fallback if you lose coverage.
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