<?xml version='1.0' encoding='utf-8'?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://subsidycalc.com/</loc>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/premium-tax-credit-repayment.html</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/medicaid-income-limits-by-state.html</loc>
    <lastmod>2026-04-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/deductible-vs-copay-out-of-pocket.html</loc>
    <lastmod>2026-03-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/what-is-marketplace-insurance.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/medicare-vs-medicaid.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/aca-subsidy-cliff-2026.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/obamacare-premiums-by-state.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/blog/medicaid-vs-marketplace.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/repayment/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/about/</loc>
    <lastmod>2026-04-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/methodology/</loc>
    <lastmod>2026-04-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/privacy/</loc>
    <lastmod>2026-04-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.2</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/contact/</loc>
    <lastmod>2026-04-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/alabama.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/alaska.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/arizona.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/arkansas.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/california.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/colorado.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/connecticut.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/delaware.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/district-of-columbia.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/florida.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/georgia.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/hawaii.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/idaho.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/illinois.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/indiana.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/iowa.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/kansas.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/kentucky.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/louisiana.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/maine.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/maryland.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/massachusetts.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/michigan.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/minnesota.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/mississippi.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/missouri.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/montana.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/nebraska.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/nevada.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/new-hampshire.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/new-jersey.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/new-mexico.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/new-york.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/north-carolina.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/north-dakota.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/ohio.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/oklahoma.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/oregon.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/pennsylvania.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/rhode-island.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/south-carolina.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/south-dakota.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/tennessee.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/texas.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/utah.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/vermont.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/virginia.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/washington.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/west-virginia.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/wisconsin.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/medicaid-eligibility/wyoming.html</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/alabama.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/alaska.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/arizona.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/arkansas.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/california.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/colorado.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/connecticut.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/delaware.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/florida.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/georgia.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/hawaii.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/idaho.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/illinois.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/indiana.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/iowa.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/kansas.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/kentucky.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/louisiana.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/maine.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/maryland.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/massachusetts.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/michigan.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/minnesota.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/mississippi.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/missouri.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/montana.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/nebraska.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/nevada.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/new-hampshire.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/new-jersey.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/new-mexico.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/new-york.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/north-carolina.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/north-dakota.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/ohio.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/oklahoma.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/oregon.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/pennsylvania.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/rhode-island.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/south-carolina.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/south-dakota.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/tennessee.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/texas.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/utah.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/vermont.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/virginia.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/washington.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/west-virginia.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/wisconsin.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/wyoming.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/data/medicaid/district-of-columbia.json</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://subsidycalc.com/llms.txt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
<url><loc>https://subsidycalc.com/blog/lower-magi-aca-subsidy.html</loc><lastmod>2026-05-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url></urlset>